Pattern / Modules / Merchandise Financial Planning
Module · Planning

Set the plan the whole business trades on.

Merchandise Financial Planning is where every season begins, and where every downstream decision connects back to. Budgets and targets flow from the board to the store in one connected thread from budget to buy.

Actuals in by 8AM Monday 52 weeks of on-order, fed daily One connected plan, board to store
Our philosophy

MFP shouldn't be an island. It should be the headwater that feeds every downstream buying, assortment and allocation decision.

The Pattern approach

For planning leadership

A planning rhythm, not a planning event: an annual budget that locks, a monthly reforecast that copies up, and a weekly trading cycle on live actuals. The plan moves at the speed you trade.

For the exec and the board

Every version visible, every number accountable. Management views read the same live numbers as the merch team, with each plan version owned by a named role, export-ready for board packs.

For procurement and IT

One governed planning layer replaces an estate of uncontrolled spreadsheets. Pattern ingests daily from any ERP, is permissioned and auditable, and is deployed in weeks on your own data.

Capabilities

Planning discipline, without the spreadsheet risk.

Everything a merchandise planning team needs to set, control and reforecast the season, in one governed surface.

Connected planning

Targets flow from MFP through Assortment Studio to Allocations. One connected thread from budget to buy, never re-keyed.

Plan versions & scenarios

Original, Reprojected and Working plans side by side, plus personal scenario workspaces and last-year actuals. Test a strategy before committing it to the plan.

Planning structure, your way

Top-down or bottom-up entry on your real hierarchies, in values or growth vs last year. Supplier or location can sit alongside product and time as a full planning dimension.

Actuals by 8AM Monday

Source feeds run overnight Sunday; elapsed weeks lock automatically; on-order feeds daily, 52 weeks forward. Planners open to a tradeable position, not a data chore.

Plan integrity built in

Cell locking with automatic rebalance, role-based access per version, confirmed version copies, concurrent planning and monthly snapshot retention for audit.

Management views & board packs

The C-suite sees the same live data as the merch team, shaped for review. Export across any measures, products and periods in one click.

Outcomes

What a connected plan is worth.

MFP is configured to your hierarchy and your planning rhythm, then measured on the outcomes that move margin and sales.

01
One version of the truth for the season

Sign-off accelerates when planning, finance and trading all read the same live numbers, and every plan version is owned by a named role. The reconciliation meetings, version-chasing and spreadsheet audits simply fall away.

How Pattern does it
  • Original, Reprojected and Working plans held in one governed model
  • Role-based version control: the budget, the reforecast and the working plan each have a clear owner
  • Cell locking protects signed-off values while totals rebalance automatically
What it drives
  • Faster plan sign-off
  • Every number accountable, no reconciliation overhead
02
Mondays that start at the trading decision

Actuals are loaded, locked and tradeable by 8AM Monday. Weekly near-term adjustments and a monthly official reforecast keep the plan honest while there is still a lever to pull.

How Pattern does it
  • Overnight feeds land actuals by 8AM Monday; elapsed weeks lock automatically
  • Weekly cycle for intakes, markdowns and sales; monthly reforecast copies up to the Reprojected Plan
  • Forward cover and over/understock health visible against target benchmarks, network-wide
What it drives
  • In-season corrections made weeks earlier
  • Stock health managed in-system, not in emailed spreadsheets
03
Targets that actually reach execution

A plan only creates value if the buy, the range and the allocation obey it. MFP targets flow into assortment and allocation, and MFP-derived open-to-buy can gate the PO process itself, so no one orders against a category with no OTB.

How Pattern does it
  • MFP targets flow natively into cluster-level assortment plans
  • OTB position visible against commitments in Critical Path & PO
  • Open-to-buy control at the point of ordering, ending open-chequebook buying
What it drives
  • Plan-to-buy discipline across teams
  • Stranded OTB surfaced and redeployed early
The shared foundation

Built on the Pattern Engine.

MFP is not a standalone planning tool with an import routine. It is assembled on the Pattern Engine, which is why the plan is live, connected and never re-keyed.

1

Daily ingestion from any ERP: sales, stock including in-transit, receipts and on-order commitments, 52 weeks forward, locked into the plan with no manual entry.

2

Your real hierarchies and trading calendar are modelled natively, including supplier or location as planning dimensions where your business needs them.

3

Retail science reprojection applies your sales curves and seasonality when reforecasting, not naive run-rates.

4

One source of truth means the targets you set here are the same numbers Assortment, Allocations and Analytics work against.

05

Configured Workflows

Tailored to how you trade

04

AI Intelligence

Forecasting & reasoning

03

Retail Science Engines

Optimisation engines & methodologies

02

Data Foundation

Single extendable model, built for high-volume SKU retail

01

Data Ingestion

Any source system

Connected modules

Where every season begins.

Each module maps to a stage in the merchandise planning lifecycle. All draw from the same single source of truth, so what is decided here is already understood everywhere else.

← What flows in

In-season performance signals and post-season learnings that shape next season's targets.

Data foundation

Daily sales, stock including in-transit, receipts and on-order from any ERP.

Live commitment and on-order values feeding the OTB position.

What flows out →

Budget and inflow targets that frame cluster-level range plans.

Season targets that allocation performance is measured against.

The board

Management views and board-pack exports, straight from the live plan.

See it on your own data

Start the season from one connected plan.

See Pattern configured on your own data in weeks, not months.

Next module · Item Planning →